Retirement Age63 available after delayed retirement
Years of Contributions
Monthly Contribution Base (CNY)
Contribution Tier
Province
Current Personal Account Balance (CNY)Enter 0 if unknown
Current Age
Years of Contributions
Annual Contribution Amount (CNY)
Province (Basic Pension)
⚠️ You selected retirement at 63. Under the gradual delayed retirement policy starting 2025, the statutory retirement age for men will be raised to 63 (transition complete by 2039). The calculation period for age 63 is approximately 118 months (official figure pending).
Estimated Monthly Pension
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Breakdown
Income Replacement Rate
Replacement Rate —%Recommended 55%+
Break-even Analysis
💰 Total Contributions · When You Break Even
Contribution Tier Comparison
TierMonthly PaymentMonthly PensionReplacement RateBreak-even Year
※ Based on current provincial average salary and contribution years. More contributions yield increasing benefits.